.. I have yet to know a program that can do that. You can plop a grayscale height map from Fractal Terrains into Viewing Dales Dragons Flight and get 3D that way. Fractal Terrains does most of that, except the cities and minerals. The only answer I can give you for Fractal Terrains tons of little Islands or Pangea is.. Play with the world generating preferences(?) Or something like that.