This was my entry in the Aug-Sept Light Challenge:

I created it using Inkscape and Ruby. All the textures were generated as SVG Filter effects.

My primary inspiration was this chart:

There isn't much story to it. I've decided to call the inhabitants of the central island 'High Elves'. Those to the north are 'Dark Elves', and the southeast island has 'Dwarves'. I slapped together simple naming languages for them and wrote a generator (one of the things I used Ruby for).

Click image for larger version. 

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I've also made a wallpaper version: