If I recall correctly, the full Creative Cloud suite costs $79 / month for month-to-month subscribers in the U.S., or $49 / mo for a year contract. Subscribing to individual products is cheaper. I think the point at which it becomes cheaper to get the Cloud subscription is when you need three or more products. I would imagine that most of the additional cost for non-U.S. users is due to the additional legal staff Adobe requires to manage licensing across myriad jurisdictions.